• Anthem Blue Cross
  
• Aetna
  
• BlueShield of California
  
• California Foundation for Medical Care
• Cigna Behavioral Health
• Coventry Health Care
• HealthNet/MHN
• Humana
  
• Magellan Health Services
• MediCare
• Tricare/TriWest
  
• United Behavioral Health (UBH)/PacifiCare
• ValueOptions
• Victims of Crime Program
  

                                         

If  you would like to use your insurance, please contact your health insurance company prior to scheduling your first appointment to verify your coverage. In most cases, the contact information for your insurance can be found on your insurance card. When you call, please ask about:

1. your deductible (i.e., the amount of money you have to pay before your insurance will pay)
2. your co-payment  (i.e., the amount that is not covered by your insurance & that you are required to pay per visit)
   
3. if pre-authorization is required (if so, please write down the authorization number provided by your insurance carrier) and
   
4. the number of sessions that are approved.
   

Even if Dr. Schild does not accept direct payment from your insurance, most insurance companies will pay for so called "out of network" providers. To find out if you have this benefit, please call your insurance company and ask them if they have an out-of-network provision.  Make sure to also ask about your deductible and your co-payment.

Some insurance companies will also reimburse some of your out-of pocket expenses even if Dr. Schild is not one of their providers or your insurance does not have an "out of network" provision. In those cases, Dr. Schild will provide you with a billing statement which you may submit to your insurance company for reimbursement. Again, please call your insurance company prior to your appointment to find out about your mental health benefits.